Emmett Clark - Mortgage Loan Officer

Meet Emmett Clark

Senior Mortgage Loan Officer | NMLS #233747

With over 20 years in the mortgage industry, two Master's degrees, and a broker's license, I've built my career on one simple principle: there's always a solution. Whether you're a first-time buyer, refinancing, or facing a complex financial situation, I'm here to help you achieve your homeownership goals.

Why Work With Emmett?

20+ Years Experience

Two decades of expertise navigating every market condition and loan scenario imaginable.

Two Master's Degrees

Advanced education providing deep analytical skills and comprehensive financial knowledge.

Licensed Broker

Holds a broker's license, offering access to a wider range of loan products and lenders.

Problem Solver

Specializes in finding solutions for challenging loan situations others have turned away.

My Approach to Lending

Throughout my 20+ year career, I've helped thousands of families achieve their dream of homeownership. From straightforward conventional loans to complex scenarios involving self-employment income, credit challenges, or unique property types—I've seen it all and found solutions when others said it couldn't be done.

My educational background, including two Master's degrees, gives me the analytical skills to structure loans creatively while ensuring they're the right fit for each client's long-term financial goals. As a licensed broker, I have access to a wide range of lenders and products, which means I can shop for the best rates and terms on your behalf.

I believe that everyone deserves honest, straightforward guidance through the mortgage process. No jargon, no pressure—just clear communication and a genuine commitment to finding you the best loan for your situation.

Expertise Across All Loan Types

Whatever your mortgage needs, I have the experience and resources to help.

Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Home Equity (HELOC/HeLOAN)
Refinancing
First-Time Homebuyer Programs
Investment Properties
Self-Employed Borrowers
Bank Statement Loans
DSCR Loans

Discipline. Endurance. Results.

Beyond the office, I'm a multi-Ironman Triathlon finisher, including competing at the 2022 Ironman World Championships. The same discipline, determination, and commitment to crossing the finish line that I bring to endurance sports is exactly what I bring to every loan I work on. When challenges arise, I don't quit—I find a way forward.

Multiple Ironman Finisher
2022 World Championships

Ready to Get Started?

Let's discuss your goals and find the perfect loan solution for your situation.