Your Dream Home Starts with the Right Loan
Emmett Clark brings 20+ years of mortgage expertise to help you navigate home financing with confidence and care.
20+
Years Experience
Meet Emmett Clark
As a dedicated mortgage professional licensed in 20 states, I understand that buying a home is one of the most significant decisions you'll ever make. My commitment is to make the loan process as smooth and stress-free as possible.
Whether you're a first-time buyer, looking to refinance, or exploring investment opportunities, I provide personalized guidance tailored to your unique financial situation.
NMLS #233747
Nationally Licensed
Division of Loan Factory
Established Lending Institution
Headquarters
2195 Tully Rd, San Jose, CA 95122
Loan Programs
Explore our range of mortgage solutions designed to fit your unique needs and financial goals.
Purchase Loans
Financing solutions for first-time buyers and seasoned homeowners. Competitive rates and flexible terms.
Refinancing
Lower your monthly payments, reduce your rate, or tap into your home's equity with our refinance options.
FHA Loans
Government-backed loans with lower down payments and flexible credit requirements for qualified buyers.
VA Loans
Exclusive benefits for veterans and active military including zero down payment and no PMI.
Jumbo Loans
Financing for luxury properties that exceed conventional loan limits with competitive rates.
Home Equity
Access your home's equity with flexible options like a HELOC, HELOAN or Hybrid. Funding available in as little as 5 business days.
Why Choose Emmett
Experience the difference of working with a dedicated mortgage professional who puts your needs first.
Personal Attention
Direct access to your loan officer throughout the entire process. No call centers.
Fast Closings
Streamlined process to get you from application to closing as quickly as possible.
Competitive Rates
Access to multiple lenders means we shop for the best rates on your behalf.
Community Focused
Serving families across 20 states for over two decades. Your success is our success.
Get In Touch
Ready to start your home financing journey? Reach out today for a free consultation.
Send a Message
Office Location
2195 Tully Rd
San Jose, CA 95122
Ready to Get Started?
Schedule a free consultation to discuss your mortgage options and get pre-approved today.
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